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- I currently (for now) own a 1992 Toyota Camry, which I still owe ~$2400 (new engine + tranny = lots of monies, but it runs wonderfully now!) on, and a 1987 Toyota MR2, which I paid for in cash (I saved for awhile :p ). I have a dilemma, with a decision to make. I can keep both vehicles and continue making monthly payments on my Camry. Since paying insurance on two vehicles seems rather stupid, I would go on a 6 month basis with both vehicles. My insurance is set up as a 6 month policy, 4/4/xx